Credit unions used to be the place to go for small dollar, short-term loans. Unfortunately, over the years, the costs associated with underwriting and offering these loans became cost prohibitive. Today, credit unions nationwide now enjoy a modern solution — XtraCash, LLC. A short-term lending CUSO, XtraCash offers your credit union a 100% risk-free payday-lending alternative, which also serves as a non-interest income generator. XtraCash partners with credit unions to uniquely offer lower cost loans and to encourage financial education to their FOMs. LEARN MORE >>
XtraCash is a proud member of CFSA.
CFSA is the only national organization dedicated solely to promoting responsible regulation of the payday advance industry, and consumer protections, through CFSA's Best Practice.
By partnering with XtraCash, LLC, you gain the safety and security of working with a CUSO-owned short-term lending alternative. It’s always more efficient and economical for your credit union to collaborate with a CUSO; allowing you to offer financial products and services on a cooperative basis. XtraCash utilizes one of the leading short-term lending transaction systems in the United States.