XtraCash is the premier provider of practical, 100% risk-free, short-term lending solutions, exclusively collaborating with the credit union industry. Our CUSO partners with credit unions nationwide to offer lower-cost, short-term loans and to encourage financial education for their FOMs.

Our mission is to make a difference in the industry by providing credit unions with a risk-free, alternative to payday lenders, and to make a difference for the members by providing a lower cost alternative to payday loans, plus a pathway to financial stability.

XtraCash offers a complete turn-key operation including software, underwriting, collections, servicing and training. In addition to the complete turn-key program, participating clients gain the security and safety of working with a CUSO-owned company.

XtraCash functions as a subsidiary of CU Holding Company, LLC. CU Holding Company, LLC is a CUSO holding company. Established in 2003, CU Holding Company, LLC consistently supports the cooperative business model through ownership interests in five cutting-edge and innovative CUSOs. For example, CU Holding Company partnerships created the first CUSO to offer in-branch and online payday lending solutions, the first CUSO to offer full marketing & marketing communications agency service, and the first CUSO to offer payroll services.

CU Holding Company focuses on collaboration and innovation through strategic networked partnerships providing innovative results for the success of the credit union industry. Located at the edge of the Kansas prairie in suburban west Kansas City, CU Holding Company is a wholly-owned subsidiary of Mazuma Credit Union headquartered in Kansas City, Missouri, and provides management for Mazuma's collaborative ventures.

While CU Holding Company, LLC is the sole owner-investor in XtraCash, LLC, we always welcome the opportunity to discuss new partnerships.